Financing

Finance your vending machine with
Buy Now, Pay Later.
Quick checkout in minutes.

Experience a super easy process with instant decisions, providing you with three convenient options to choose from.

Discover the simplicity of using Klarna for financing and Buy Now, Pay Later options. Look for the Klarna banner on each product page to explore available financing options. With instant decisions and a soft credit check, the process is quick and seamless. Just select Klarna as your payment option during checkout.

4 interest-free installments

Split your purchase into four payments, spreading the cost over time. Simply enter your preferred credit or debit card for automatic payments every two weeks. Pay on time to avoid interest or additional fees.

Monthly financing

Apply for easy monthly financing during checkout with a simple two-step application. Receive instant approval and manage your payments through the Klarna app. Monthly financing products are provided by WebBank, member FDIC.

Pay in 30

Enjoy a payment delay of up to 30 days after your purchase has been shipped. There’s no upfront payment, interest, or fees when you pay on time. It’s a hassle-free option to complete your payment.

Frequently Asked Questions - Discover more about Klarna

Is a credit check conducted by Klarna?

At Klarna, we prioritize responsible lending and strive to assist our customers in making informed financial decisions. While we don’t always conduct a credit check, it allows us to ensure we provide the appropriate assistance based on individual circumstances. When a credit check is performed, we verify your identity using the information provided and assess your creditworthiness by examining your financial behavior and credit report.

Please note the following regarding credit checks:

No credit check is performed during the sign-up process or when downloading the Klarna App.
A soft credit check is conducted when opting for 'Pay in 4 interest-free installments,' selecting 'Pay in 30 days,' or applying for 'Monthly Financing.'
To learn more about how these credit checks may impact your credit score, we recommend reviewing the relevant information.

Credit checks are carried out by Transunion and Experian, our trusted third-party credit agencies. If you have any inquiries regarding their services, credit scores, or the data obtained during a credit check, we encourage you to contact them directly.

These credit checks adhere to Klarna’s Terms & Conditions.

Will using Klarna impact my credit score?

Klarna conducts various types of credit checks depending on the payment method or service you choose. Here’s an overview of the credit checks performed and their impact on your credit score:

For the following payment options, Klarna performs a soft credit check that does not affect your credit score and remains invisible to other lenders: